APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Rates and APYs accurate as of October 1, 2024.
Rates and rewards are variable and may change after account is opened.
Fees may reduce earnings.
Free Kasasa Cash Checking* Learn More
| Balance | Rate | APY |
|---|---|---|
| 0 to $25,000 | 3.9285% | 4.00% |
| $25,000+ | 0.25% | 4.00% to 1.00% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
That’s seriously it. And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Free Kasasa Saver* Learn More
| Balance | Rate | APY |
|---|---|---|
| 0 to $25,000 | 2.4718% | 2.50% |
| $25,000+ | 0.25% | 2.50% to 0.70% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
That's it. And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
Regular Savings Learn More
| Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY |
|---|---|---|---|
| Variable | $5.00 | $100.00 | 0.25% |
Youth Accounts Learn More
| Balance | Rate | APY |
|---|---|---|
| 0-$500 | 4.909% | 5.00% |
| $500.01+ | 0.10% | 0.10% |
APY = annual percentage yield. APYs accurate as of June 1, 2023. Insured by NCUA.
Money Market Learn More
| Amount | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY |
|---|---|---|---|---|
| $1,000 - $9,999.99 | Variable | $1,000 | $1,000 | 0.50% |
| $10,000 - $49,999.99 | Variable | $10,000 | $10,000 | 0.65% |
| $50,000 - $99,999.99 | Variable | $50,000 | $50,000 | 0.75% |
| $100,000+ | Variable | $100,000 | $100,000 | 1.00% |
Federal Regulation D limits the number of transactions on Money Market Accounts. A combined maximum of six transfers per month per account can be made by following methods: Online transfers, telephone transfers, preauthorized transfers, ACH debits, faxes, money market checks. Dividends on Money Market Accounts are calculated on the daily average balance and paid monthly. Money Market account rates are subject to change monthly.
Holiday Club
| Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY |
| Variable | $0.00 | $0.00 | 0.25% |
Funds transferred to your primary share account on November 1st.
Certificate Accounts Learn More
| Amount | Term | Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY |
|---|---|---|---|---|---|
| $1,000+ | 6 Month | Fixed | $1,000.00 | $1,000.00 | 4.45% |
| $1,000+ | 9 Month | Fixed | $1,000.00 | $1,000.00 | 4.25% |
| $1,000+ | 12 Month | Fixed | $1,000.00 | $1,000.00 | 4.05% |
Penalty for early withdrawal may apply. Certificate dividends are paid at maturity.
IRA Savings Learn More
| Type | Minimum Deposit to Open | Minimum Balance to Earn APY | APY |
|---|---|---|---|
| Variable | $0.00 | $0.00 | 0.75% |
Vehicle Loan Rates Learn More
| Product | APR |
|---|---|
| New Auto (2022 and newer) | 5.27% - 16.75% |
| Used Auto (2021 and older) | 6.27% - 17.75% |
For rates shown as a range, the Annual Percentage Rate (APR) will be based on applicant's credit qualifications.
Recreational Vehicles Learn More
| Product | APR |
|---|---|
| New Recreational Vehicle1 | 7.79% - 16.75% |
| Used Recreational Vehicle1 | 7.79% - 16.75% |
| New Boat2 | 7.79% - 16.75% |
| Used Boat2 | 7.79% - 16.75% |
| Motorcycle | 7.79% - 17.75% |
| Other Motorized Vehicles3 | 7.79% - 17.75% |
1Motorhome, Trailer, 5th Wheel and the like
2Recreational/Titled
3ATV, Snowmobile, Jet Ski and the like
Credit Cards Learn More
| Product | APR |
|---|---|
| Rewards | 10.50% - 17.50% |
| Traditional | 9.90% - 16.50% |
Signature Loans Learn More
| Product | APR |
|---|---|
| Debt Consolidation | 9.97% - 17.75% |
| Personal/Unsecured | 9.97% - 17.75% |
| 4 Seasons Loan1 | 7.97% |
1New money only, up to $10,000, 24 Month Term
Secured Loans Learn More
| Product | APR |
|---|---|
| Savings Account | 3.50% |
| Certificate Account | 3.50% |
For current Annual Percentage Rate information call 800-666-7328.