Accounts, Loans & Credit
Savings Yields
Anticipated Annual Percentage Yields
April 1, 2013 – June 30, 2013
Account |
Type |
Min. Opening Balance |
Min. Balance To Earn APY |
APY * |
| SAVINGS | ||||
| $0.00 to $2499.99 | Variable | $50.00 | $1000.00 | 0.10% |
| $2500+ | Variable | $50.00 | $1000.00 | 0.10% |
| SMART START CHECKING | ||||
| Variable | $0.00 | $1000.00 | 0.10% | |
| MONEY MARKET** | ||||
| $0.00 to $49,999 | Variable | $1000.00 | $1000.00 | 0.15% |
| $50,000 to $99,999 | Variable | $1000.00 | $1000.00 | 0.20% |
| $100,000+ Rates on Money Market Accounts are subject to change monthly |
Variable | $1000.00 | $1000.00 | 0.25% |
| CERTIFICATE ACCOUNTS*** | ||||
| 6-Month $1000-$9999 |
Fixed | $1000.00 | $1000.00 | 0.10% |
| 6-Month $10,000-$49,999 |
Fixed | $10000.00 | $10000.00 | 0.15% |
| 6-Month Over $50,000 |
Fixed | $50000.00 | $50000.00 | 0.20% |
| 12-Month $1000-$9999 |
Fixed | $1000.00 | $1000.00 | 0.20% |
| 12-Month $10,000-$49,999 |
Fixed | $10000.00 | $10000.00 | 0.25% |
| 12-Month Over $50,000 |
Fixed | $50000.00 | $50000.00 | 0.30% |
| IRA SAVINGS | ||||
| Variable | $0.00 | $0.00 | 0.25% |
Rates are subject to change.
*Annual Percentage Yield. Fees could reduce earnings.
**Federal Regulation D limits the number of transactions on Money Market Accounts. A combined maximum of six transfers per month per account can be made by following methods: Online transfers, telephone transfers, preauthorized transfers, ach debits, faxes, money market checks. No more than three of the six allowed transactions per month may be made by check or debit card.
***Penalty for early withdrawal may apply.
*Annual Percentage Yield. Fees could reduce earnings.
**Federal Regulation D limits the number of transactions on Money Market Accounts. A combined maximum of six transfers per month per account can be made by following methods: Online transfers, telephone transfers, preauthorized transfers, ach debits, faxes, money market checks. No more than three of the six allowed transactions per month may be made by check or debit card.
***Penalty for early withdrawal may apply.
